Market opportunity for CrowdProperty There is a serious need for more homes to be built in Australia with the shortfall only forecast to grow in the coming years. Large greenfield developments out of town are not the only solution and don’t provide homes where people want to live and where there’s pre-existing infrastructure. A big part of the housing shortage solution is infill developments which are the domain and expertise of small-scale developers. We're talking about duplexes, townhouses, small apartments, renovations, affordable housing like co-living, and critical needs developments like specialist disability accommodation (SDA). Small-scale developers can build these homes at scale if they're enabled to do so. In our 2023 survey of small-scale developers, the #1 issue stopping them from building more homes is access to debt finance. The banks don't want to support these projects, and don't have the expertise to understand them. We do. The market opportunity for CrowdProperty is significant — we lend expert finance only to small-scale developers to build these desperately needed homes. CrowdProperty UK (who we’re modelled on and is a shareholder in us) has demonstrated the opportunity by lending over $600m for the construction of 3030 homes worth over $1.25b in 8 years. The housing crisis, and therefore the opportunity, is arguably greater in Australia. You can help by becoming a shareholder in CrowdProperty. Read the article we've shared here to understand how big the problem is and how small-scale developers are part of the solution. #togetherwebuild https://www.crowdproperty.com.au/blog/severe-housing-shortage-means-opportunities-for-small-scale-infill-development

We have a serious housing crisis in Australia — you can be part of the solution... “Housing supply is a major issue at present and without clear moves to significantly increase supply, demand will inevitably push up prices further and faster,” NAB CEO Ross McEwan warned this week in the AFR. Unfortunately it is not just the planning system failing, but the banks are failing small-scale developers, too. Our recent survey of small scale developers showed that the biggest barrier to building more homes was lack of access to debt capital; surprisingly the planning system ranked seventh. Just yesterday an experienced developer told me he was asked for 120% debt coverage by a big 4 bank — he won't be using them!” Investing with us on Birchal is your opportunity to join me to be part of the supply solution. #togetherwebuild Always consider the general CSF risk warning and offer document before investing.

When I first met CrowdProperty UK co-founders Michael Bristow, Simon Zutshi and Andrew Hall, and the CrowdProperty UK team in Birmingham, I knew I had to get involved and bring this opportunity to Australia. I was looking for the technology solution to help small-scale property developers grow in Australia, but I instantly understood that we needed to adopt the whole concept of property people lending to property people. #TogetherWeBuild This is your opportunity to become a shareholder of a true disruption business that's changing how property project finance is done. With your backing we can help build more homes in places where people want to live (and where I want to live) in Australia!